Tag Archives: save money

Happy New Year.

It's January 1ST 2017! Happy New Year! My land lord decided to celebrate by raising the rate, again! I am going to ask for a couple of things, if he really expects me to pay that amount. We're prepared, and not stressed over the change because we have a working budget. We can handle it but it was definitely unexpected. 

 

Oh well.

Budgeting, Take 2!

Changing our mindset when it comes to money is pretty difficult to do when you're set in your ways.

Continue reading Budgeting, Take 2!

A Really Spiffy Day….

Many things happened in the last few days. Monday I was scheduled to have my second therapy session, but it was changed to Wednesday Morning after a brief phone call with my assigned therapist. Which was alright because we received a visa gift card in the mail and one of the the things we got (was really for me, actually) was a circular saw, one blade to go with it, an orbital sander and the sandpaper that goes with it. I was so excited and also feeling guilty because I felt like we were spending too much on what I wanted. My husband was trying to talk me into a sliding miter saw as well as everything else. I said no because at this point in time I doubted that it would get much use. Although I would love to get it eventually, I think the next set of tools I would want to get would be a router with router bits and a Kreg Jig. 20150720_14360920150720_143511

I tested the saw and sander to make sure they worked, and at the store I purchased a 2 year replacement warrantee for the saw. I now need to get the wood to make either a work table or at least a new computer table for my husband. I already have the screw drivers, both cordless and corded, I am hoping that once I get decent at work working  I can start selling what I make so we can have a little money on the side, also start saving up money so we can start doing fun stuff like go to Disneyland as a family. 

 

Cha-cha-cha-changes!

There have been a lot of things since my last blog post. The apartment building that I have been living in for 8 + years was sold, and the new owners were not giving us new leases when the old one expired-in essence, they were kicking everyone out. Boo. We were given several months notice, so we started the process of purging the items we no longer used or needed and donated to the regular charity that we always donated to. Then we cut down our bills, so we could afford a higher rent price if needed. We looked for a couple of weeks before we found an ad that looked good: 3 bedroom and 2 bathroom house with a front and back yard. We jumped on it! It was occupied when we took the tour, and even with all the other person's stuff we liked what we saw. 

So we got it.

1 year lease, and the only difference in price was approximately $50 higher than what we were previously paying. A pretty good deal. We also had less stuff to move, but to be honest it was still a lot of stuff. We decided to forgo the dressers and simply donate the clothing we no longer used, to accommodate the small closets. We can still donate more things but at this point in time I'm still tired from the move.

One thing we did invest in was grass seeds and a garden hose. Our back yard was filled with weeds when we were given the key to the house, so we pulled the weeds and were left with a dirt lot. It's our first foray into grass growing and once we seeded and watered it grew in patches. We'll try again later, but for now we are pretty proud of our little patches. 

Getting into this rental house got me thinking of how I want my own place now. After all, both my brothers are homeowners (one of them did own 2 of them at one point) And looking at the size of this place and what I want I think I can make it happen. I've been interested in this Dave Ramsey finance stuff so I might give it a try. I was thinking of doing his Baby Steps to see if that works for us. 

We live paycheck to paycheck and it's been like that for years. We want to change that so we can at least have some money saved up for emergencies. We're happy with the new place. Hopefully we can grow as a family both in closeness and in finances.